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College Secrets

College Secrets

Author: Lynnette Khalfani-Cox
Publisher: Advantage World Press
ISBN: 1932450114
Pages: 270
Year: 2014-09-09
To properly manage college costs, you need to understand the real price tag of a higher education, including hidden fees that surprise students after they enroll in a college or university. College Secrets and its companion book, College Secrets for Teens, reveal the true costs of earning a college degree – and then provides hundreds of money-saving ideas to help students and parents reduce or eliminate these expenses. College Secrets can save you $20,000 to $200,000 over the course of a four-year education. In this book, you’ll discover: · 22 hidden costs that college officials never talk about · 24 tricks to slash in-state and out-of-state tuition costs · 7 tips to keep room and board expenses under control · 13 strategies to save money on books and supplies · 14 lifestyle costs that students must manage wisely · 6 do’s and don’ts to avoid credit card debt in college · 12 steps to boost your odds of winning scholarships · 15 common mistakes that reduce your financial aid … and much, much more! The College Secrets series is your roadmap to paying for college the smart way – with some sanity, truth and planning in the process, and without going broke or winding up deep in debt.
How to Graduate Debt Free

How to Graduate Debt Free

Author: Kristina Ellis
Publisher: Worthy Publishing
ISBN: 1617958301
Pages: 224
Year: 2016-08-09
Nearly 70% of students graduate with close to $30,000 in debt. But you don’t have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you’ll discover how to: Establish a winning money mindset Save up and cut costs before you get to campus Figure out the dollars and sense of financial aid Secure your share of free cash for college Earn money to pay as you go Choose a school and a major that’s worth it Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke
Debt-Free U

Debt-Free U

Author: Zac Bissonnette
Publisher: Penguin
ISBN: 1101458968
Pages: 304
Year: 2010-08-31
This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
The Complete Guide to Paying for College

The Complete Guide to Paying for College

Author: Leah Ingram
Publisher: Red Wheel/Weiser
ISBN: 1632659077
Pages: 256
Year: 2017-09-18
College costs are straining every family except the richest. Most financial aid goes to the neediest families. The middle class typically doesn’t qualify for need-based financial aid, even though most can’t afford to pay cash for college and their salaries haven’t allowed them to save enough to cover all costs. If these families are trying to put more than one child through college, the challenges are exponential. If you’ve been asking how your child can receive a quality education even though you can’t pay today’s college tuition out of pocket, The Complete Guide to Paying for College is the answer. This step-by-step guide includes actionable tips to save on education costs and the many living expenses—room, board, books, activities—that apply to the first year and beyond. Leah Ingram—a money-saving expert and parent of two college students—reveals the “insider tricks” to pay for college, including: How to find bona fide scholarships, not spam and scams. Where parents can work to receive tuition benefits. The pros and cons of earning college credits before graduating high school. Which schools give out the most merit aid, even if you’re not a rocket scientist. Paying for college just got a lot easier for millions of families!
2018 Federal Children's Scholarship Handbook

2018 Federal Children's Scholarship Handbook

Author: Federal Handbooks
Publisher: Lulu.com
ISBN: 1329881109
Pages:
Year:

Zero Debt

Zero Debt

Author: Lynnette Khalfani-Cox
Publisher: Advantage World Press
ISBN: 193245070X
Pages: 252
Year: 2016-10-22
Would You Like to Have Zero Debt? Eight out of 10 Americans owe some form of debt. So there's a good chance that you, or someone you know, would like to become debt free. From excessive credit card bills and mounting student loans to hefty car payments and big mortgages, debt can be crippling - and not just financially. Debt takes a toll on you in many ways. It hurts your ability to save, invest and create a better life. It impacts your physical, mental and emotional health. Too much debt even spoils relationships, leading to arguments about money and divorce. Whether you recently got into debt due to circumstances beyond your control, or your own poor choices have kept you in debt for as long as you can remember, know this: Debt does not have to remain a way of life. Regardless of your situation, you can get on the road to financial freedom - and you can do it yourself in the next 30 days! If you want to dig yourself out of debt once and for all, you need an action plan. This book is your step-by-step, 30-day plan to jumpstart your finances. It's simple. It's easy to understand. And it works. Zero Debt teaches you the exact strategies the author used to pay off $100,000 worth of credit card bills in just three years - without ever missing a single payment. If she can do it, so can you! In this revised and completely updated version of Zero Debt, you'll discover: The best ways to pay off credit card debts (spoiler: it's not what 99% of experts tell you) How to eliminate your student loans and reduce auto loans Spending and budgeting tips anyone can use - even shopaholics Insider secrets to negotiating with credit card companies and fixing your credit Your legal rights - and what bill collectors can and can not do under the law Recommendations for reputable debt management firms and credit counselors How to shore up your overall finances so you never go back into debt again Wouldn't you like to be free from financial worries? Don't you want to rest at night knowing your bills are paid? You can have peace of mind when it comes to money matters. It all starts by eliminating excessive debt, and using time-tested strategies to save your hard-earned cash.
College Secrets for Teens

College Secrets for Teens

Author: Lynnette Khalfani-Cox
Publisher:
ISBN: 1932450122
Pages: 210
Year: 2015-01-01
College costs often start several years before actual enrollment. Those costs include college exams, test preparation and tutors, pre-college programs and summer activities, campus tours and visits, and college application costs. In this book, you will learn all about pre-college expenses and how to minimize them. "College Secrets for Teens" and its companion book, "College Secrets", reveal the true costs of earning a college degree, including hidden higher-education expenses.--Publisher.
College Without Student Loans

College Without Student Loans

Author: Dave Smith
Publisher: Morgan James Publishing
ISBN: 1614486344
Pages: 116
Year: 2013-09-01
The process of S.A.F.E. ways is a logical, easy to follow road map that any college bound family can implement with effective results. If we were riding a bicycle, the front wheel would be “Selection” and “Acceptance”, giving a strong and meaningful direction/reason for attending college for the student. The back wheel is “Funding” and “Execution” the important components for the parents in this process. Both students and parents have an active role in S.A.F.E. which provides the family with predictable and affordable results for each student.
College The No-Debt Way: No-debt college grads share their secrets

College The No-Debt Way: No-debt college grads share their secrets

Author: Bob Adebayo, PhD
Publisher: Page Publishing Inc
ISBN: 1682893790
Pages:
Year: 2016-03-14
Why pay for college education and rack up a huge debt? There are dozens of ways to get your college education for free and College the No-Debt Way holds the key. Dr. Bob Adebayo has done the research for you. He has approached hundreds of college graduates who are proud to have started their working lives free of education debt and he has collated their strategies. Bob has also tapped into the wisdom of counselors, educationalists, and parents of debt-free college graduates. College the No-Debt Way reveals that two things are necessary: knowledge and attitude. This valuable book puts all the knowledge of grants, credits, and smart strategies at your fingertips and, at the same time, analyzes the specific attitudes and mind-sets of successful graduates who have beaten the odds and avoided huge debt. You will quickly see that the smart players start the process very early. If you are determined to get a college education, it is never too early to set yourself up for a debt-free start in life. If you are already in debt, this nifty book explains how you can completely get off the hook. “I wish a tome such as this had been available to me before my four kids went through college. What a valuable boon it would have been” (Anonymous manuscript reviewer). Grab your copy of College the No-Debt Way now and learn how you can complete your education without debt and develop the essential attitudes that you need to achieve this.
Pay for College Without Sacrificing Your Retirement

Pay for College Without Sacrificing Your Retirement

Author: Tim Higgins
Publisher: Bay Tree Pub
ISBN: 0972002189
Pages: 219
Year: 2008
"Examines the cost of college within the context of a family financial plan; financial aid; academic, athletic and need-based scholarships; tax sheltered savings plans such as 529s; potential help from grandparents; and the use of business assets, loans,home equity, and retirement savings"--Provided by publisher.
Right College, Right Price

Right College, Right Price

Author: Frank Palmasani
Publisher: Sourcebooks
ISBN: 1402273797
Pages: 284
Year: 2012-11-01
Describes how the "Financial Fit" program can help families determine how much college will really cost beyond the sticker price and factor cost into the college search, and explains how to maximize financial aid benefits.
The Money Coach's Guide to Your First Million

The Money Coach's Guide to Your First Million

Author: Lynnette Khalfani
Publisher: McGraw Hill Professional
ISBN: 0071470816
Pages: 232
Year: 2007
As seen on CNBC, “Dr. Phil,” “Starting Over,” and “Tavis Smiley” Each day, nearly 25,000 people in the U.S. become millionaires…. Why not you? All it takes is smart planning, shrewd investing, and a little personal coaching-from the world-renowned Money Coach, Lynnette Khalfani. She's living proof that you can go from rags to riches if you follow a few simple guidelines. Believe it or not, Lynnette managed to dig herself out of $100,000 of credit card debt, turn her life around, and become a millionaire herself. Even more amazing: You can do it, too. The Money Coach's Guide to Your First Million tells you exactly what to do. First you'll formulate an easy-to-follow budget that fits your lifestyle. Then you'll be able to construct a plan to get out of debt, establish perfect credit, and save a bundle, using the same strategies the wealthy do to manage the money they have-and to keep making more. Soon you'll learn how to invest in stocks and bonds (without losing your shirt) and make a fortune in real estate (without becoming a landlord if you don't want to.) You'll learn the financial benefits of entrepreneurship and discover the SMART way to set goals (Specific, Measurable, Action-oriented, Realistic, and Time-bound.) You'll avoid the most common financial pitfalls and come out on top every time. In fact, you're just 7 steps away from your first million! The Money Coach's “Millionaire Success Formula” will show you how to: Make a personal prosperity plan Invest first, last, and always in your reputation Live like a lender, not a borrower Leverage the power of property Increase your fortune with proven methods not shortcuts Overcome setbacks and minimize risks to your financial health Never forget the next generation
TheSmartestWay to Save Big

TheSmartestWay to Save Big

Author: Samuel K. Freshman, Heidi E. Clingen
Publisher: BookBaby
ISBN: 0982474679
Pages: 146
Year: 2017-02-01
TheSmartestWayTM to Save Big’ is our third book in our TheSmartestWayTM series on how to save money. We thought that the first two books, ‘TheSmartestWayTM to Save’ and ‘TheSmartestWayTM to Save More’, were the total of what we had to say on the topic. Were we ever wrong: During the 2007 housing bubble, people delayed saving for retirement because they thought the inflated value of their home would stay afloat so they borrowed on their home equity. When the bubble burst, more people were having trouble hanging onto their money. We decided to write book number three to help you attain financial freedom. Financial freedom means no worries about money. “He who knows he has enough is rich.” But how much is enough? That answer is different for everyone. It is knowing that you have saved and invested what you need to be comfortable in the lifestyle of your choice for the rest of your life – without having to work anymore.
Paying for College Without Going Broke, 2012 Edition

Paying for College Without Going Broke, 2012 Edition

Author: Princeton Review, Kalman Chany
Publisher: Princeton Review
ISBN: 0307944344
Pages: 352
Year: 2011-11-29
The only annual college financial aid guide with line-by-line instructions for completing the FAFSA and CSS PROFILE aid forms! As seen in USA TODAY, the Wall Street Journal, Money, and the Los Angeles Times, Paying for College Without Going Broke will help you: • Calculate the actual costs of college • Increase your chances of receiving aid • Compare aid offers and learn how to appeal if needed • Plan strategically as an independent student or divorced or single parent • Avoid costly mistakes when applying Paying for College Without Going Broke includes a foreword by Bill Clinton, as well as in-depth line-by-line strategies for filling out 2012-2013 aid forms, including the required federal FAFSA form. The ebook version of this popular guide includes links to downloadable PDFs of the forms referenced in the book so that you can print them to fill in, if desired.
Plan and Finance Your Family's College Dreams: A Parent's Step-By-Step Guide from Pre-K to Senior Year

Plan and Finance Your Family's College Dreams: A Parent's Step-By-Step Guide from Pre-K to Senior Year

Author: Peter Mazareas
Publisher: Peterson's
ISBN: 0768941385
Pages: 312
Year: 2016-06-14
Planning and paying for a college education is a daunting task for most parents. It is a stressful and costly process that needs a well-thought-out academic and financial strategy. This guide offers just that! Two of the nation's leading college planning and financing experts provide clear step-by-step guidance on how to successfully save, plan for, apply to, and finance a college education. Age- and grade-appropriate guidance empowers families with children of all ages, with detailed information on preparing, financing, and successfully applying to college. Financing a college education requires a good look at all available options: savings, free money, financial aid, and loans. Finding the right savings vehicle and investments is important. Learn the pros and cons of various savings and investment options, including Bank accounts, 529 Plans, Coverdell Education Savings Accounts, and more-so you can begin to develop your plan. Easy-to-understand explanations help parents better understand college loans, including details about federal and private loans, consolidation and refinancing of loans, as well as a discussion on what it means to co-sign a loan. Based on the expert advice presented in this book, parents will be able to create a personalized college admission and financing plan that is unique to their family.